Flat-fee financial education for Professional Athletes and College Athletes earning NIL.

Most people earn across forty years. An athlete earns across a handful. Everything below is built around that one difference.

Start with a free 30-minute call

Bring the contract, the proposal, or the question. The call costs nothing.

Two calculators, free and open to anyone. The first estimates what to set aside from NIL income before you spend any of it.

The second shows what a short earning window has to cover once it ends. Neither one asks for your email and neither one sells you anything.

A study of NBA players found that the ones most likely to go broke were not the ones who earned the least. They were the ones who took the biggest risks with the game itself.

Economists found the same pattern in the NFL, tracking every player drafted between 1996 and 2003. One in six filed for bankruptcy within twelve years. Earning more did not help. A thirty million dollar career carried nearly the same risk as a three million dollar one.

Harvard's Football Players Health Study looked at why. Financial advisors interviewed for the report were nearly unanimous: players are not well served by the current crop of advisors. Not incompetence. Not bad luck.

They had advisors. That was the problem.

Everyone in the room is paid on what you decide. The agent on the contract. The advisor on the assets. The representative on the policy. Nobody is paid to read the document and tell you what it costs.

That is the seat Clear View Financial fills.

The problem has never been the size of the check

Sources: Henry, R. (NBA, drafted 1990–1996), NPR coverage, 2015 · Carlson, Kim, Lusardi & Camerer, "Bankruptcy Rates among NFL Players with Short-Lived Income Spikes," NBER Working Paper No. 21085 · Deubert, Cohen & Fernandez Lynch, "Protecting and Promoting the Health of NFL Players," Ch. 13 (Financial Advisors), Petrie-Flom Center, Harvard Law School, 2016

Financial Clarity at Every Stage

Earning NIL

Nothing is withheld. The tax bill comes later, and gear counts as income.

Still playing

You have advisors. What you need is someone independent to read what they hand you.

Done playing

The window closed. Now the money has to cover decades.

Clear View Financial Services provides financial education and coaching only. Nothing on this website or in any associated communication constitutes investment advice, a recommendation to buy or sell any security, or a solicitation of any investment product or service.

Kevin Dingle has held FINRA Series 6 and Series 7 registrations and Life and Health Insurance licensing. He is not currently registered as a registered representative or investment adviser representative. Clear View Financial Services is not a registered investment adviser, does not offer securities or investment advisory services, and does not provide personalized investment advice.

All information is general and educational only. Consult a licensed investment adviser, attorney, or tax professional before making any financial decision. Information you share is kept confidential except as required by law.

This website is not affiliated with or endorsed by FINRA, the SEC, or any other regulatory body.