Business owners carry risks most never see until something goes wrong. A key person becomes unable to work. A partner buys out the other and the buy-sell agreement is silent on a critical detail. A claim is denied because a policy was never updated when the business changed. The questions below are the ones worth answering before any of those moments arrive.

• Does my business have the right insurance in place?

• What happens financially if I become unable to run my business?

• Do I need key-person insurance and what does it actually cover?

• Is my business properly separated from my personal finances?

• What coverage gaps could put my business at risk?

• How often should I review my business coverage?

• How do I keep the lights on and pay employees if I am injured or disabled?

• How do I know what my business is worth

The Comprehensive Review covers your business and personal financial picture together, since for most owners the two cannot be cleanly separated. The Clarity Day is the right format if you want everything looked at in one sitting.

The first conversation is free. Thirty minutes, no presentation, no pitch.