Every financial decision has a tax consequence. Most people see the bill once a year, in April, and never see the path that led to it. Whether you are a salaried employee or a business owner, the questions below are the ones worth bringing to your accountant — and the ones worth understanding for yourself before you do.

• What is the current strategy for managing the impact of taxes?

• Are there tax consequences I am not aware of in my current setup?

• How do my investment decisions affect my tax situation?

• What tax advantages am I missing out on?

• Should I be contributing differently to reduce my tax burden?

• How does my retirement withdrawal strategy affect my taxes?

• What should I ask my accountant?

I am not a CPA, and tax filing belongs with one. What I do is help you understand the tax implications of decisions you are weighing — a Roth conversion, a rollover, a property sale, a benefits election — so you walk into your accountant's office knowing what to ask.

The first conversation is free. Thirty minutes, no presentation, no pitch.